Dave Ramsey. You either love him or hate him or you haven't heard of him. But if you haven't tried out his message you are missing something. I have not talked about this on my blog, but I am going to now. In 15 months Mike and I have crossed off every debt but 2 from our "to be paid" list. We have paid off over 30 THOUSAND dollars. We have NO CAR PAYMENT at all. We dropped off our Pilot this weekend to the dealership (Lease is up) and drove off in our paid for Honda Odyssey.
The majority of people in this counrty live PAYCHECK to PAYCHECK and have consumer debt constantly hanging over them. Imagine our pay day now... we have NO car payment, NO credit card payment, NO Lowes or RC WIlley payment.... it is a SWEET feeling. And all for the price of one book (which actually was a gift, so it was free!)
Every day I live I am more and more excited for my future. I just got back from a 2 week vacation in Orlando that we carried around enveloped of CASH to pay for whatever we wanted! Can you say Freedom??? And we are just an avergae family! Wait a mintue..... now we are not..... we DON'T BELIEVE IN DEBT!
4 comments:
That is so awesome! I'm so excited for you. I listen to Dave Ramsey and have read his book, but I just haven't been able to make any real progress. I think our crisis is an income crisis, not a spending crisis...which is hard to fix when we only want to have a one-income family. It also makes a difference when your husband is on board...still working on that one, too. But someday, I'll be able to say the same. Our biggest pain is our student loan. I'll be cheering when that is paid off!
I have no idea who Dave Ramsey is but I plan on looking him up as soon as a finish this comment. My husband and I have been trying to find the inspiration to get out of debt. I hope this book helps, I know that reading this blog sure did. Thank you!
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